Do you think that it makes sense to save a bit of money and take your car on the road without any insurance? Here you will find what sort of people you are sharing company with, and how such a decision may affect you.

It has been shown that uninsured drivers are far more likely to be the type of persons who drink and drive. Consider the shame of causing an accident that is the fault of your drunkenness. What if you injured or killed a child, simply through your selfish wish to have an extra few beers? Could you live with yourself? And would you have the spare cash to settle a serious injury claim? If you think that the Motor Insurers Bureau will pick up the tab for you, then think again. Anything they pay will be reimbursed by you from your personal assets. Is it worth going bankrupt for?

In these days of No Win No Fee solicitors, anyone knows that they are entitled to compensation for the slightest injury that they sustain. Even your own passengers can claim against you. Add up the cost of the claims (damages for injuries plus damages for expenses such as loss of wages) then add onto that the solicitors' costs, you will soon be facing a massive liability that could cripple you financially for many years to come.

Suppose you just cause damage to another car? Have you seen how much it costs to repair cars nowadays? Insurance companies tend to use approved car body shops these days who may have to guarantee repairs for, say, a 3 year period. They are not going to bodge repair a bent wing. They will insist on replacing it, and any other parts that they feel are too tricky to repair. Before you know it, a car that seemed to have minor damage soon needs a few thousand spending on it to fix it. If you have no motor insurance, that money will have to come straight out of your pocket.

Maybe you get away without being involved in an accident but the police stop you for a spot check. They are sure to leave you with a producer ticket to take your insurance certificate to the nearest police station within 5 days. Under new powers, how would you feel when the police seize your car and destroy it when you fail to produce your documents?

Is it worth the risk? Would you be far better advised to get some insurance that is correct and up to date? If you agree, click the links on this site and get a Motor Insurance Quote.